December 13, 2024

Providing Credit Reports to Applicants

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Providing Credit Reports to Applicants

Providing Credit Reports to Applicants (Civil Code §1950.6 Update) - California State Law

Key Changes:

Under Civil Code §1950.6, landlords must provide applicants with a copy of their credit report within seven days of conducting a credit check, even if not requested. To comply, streamline the process for delivering reports and retain proof, such as email timestamps or certified mail receipts.

  • Seven-Day Requirement:
    When you run a credit check on an applicant, you must provide a copy of that credit report to them within seven days, whether or not they request it.


Practical Tips:

  • Streamline Your Process: Develop a simple system for promptly emailing or mailing credit reports to applicants.
  • Retain Proof: Keep evidence (e.g., email timestamps, certified mail receipts) showing you fulfilled this requirement.

Disclaimer: The following information is provided for general guidance only and may not reflect the most recent legal changes. Laws can vary by jurisdiction, and regulations may be updated. For specific legal advice, consult with a qualified attorney familiar with Los Angeles rental laws.

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